🏠 Real Estate
Real Estate Guides 2026
Property transfer tax, the mortgage stress test and the cost of owning vs renting in BC.
Real Estate
BC Property Transfer Tax 2026: Rates, Exemptions and Examples
BC property transfer tax rates for 2026, the first-time buyer exemption up to $835,000, new-home exemption and the 20% foreign buyer tax, with worked examples.
Real Estate
BC Mortgage Stress Test 2026: OSFI B-20 Guide
How the OSFI B-20 stress test works in 2026: the 5.25% floor or rate + 2%, the 39%/44% debt ratios and a worked BC example.
Real Estate
Buying vs Renting in BC 2026: The True Cost Comparison
A worked $900,000 BC example: owning costs about $4,602 a month before price changes. See how appreciation and rent change the buy-or-rent answer.