A question, a bug report or a suggestion? Our team responds within 48 business hours.
Our tools use official 2026 rates (CRA, the BC government, CMHC). However, results are estimates for informational purposes and do not replace professional advice. Every situation is unique.
Yes. All calculations run locally in your browser. No financial data (salary, loan amount, etc.) is transmitted to our servers or stored anywhere.
Yes, all tools are completely free and require no registration. The site currently runs without advertising.
Rates are reviewed in January, April, July and October, and after each federal or BC budget. The date of the last review is shown on the Methodology page.
