- Maximum CCB: $8,157 a year for a child under 6, $6,883 for ages 6 to 17.
- The BC Family Benefit adds up to $1,750 for the first child, with the maximum paid below $30,176 of family income.
- Both are paid together and tax-free; you only need to file your tax return.
Two child benefits arrive in the same monthly deposit for most BC families: the federal Canada Child Benefit (CCB) and the BC Family Benefit. Both are tax-free, and both are based on your adjusted family net income (AFNI) from the previous tax year, so filing your return on time is what keeps payments flowing.
CCB amounts, July 2026 to June 2027
| Child | Maximum per year | Maximum per month |
|---|---|---|
| Under 6 | $8,157 | $679.75 |
| Aged 6 to 17 | $6,883 | $573.58 |
The Child Disability Benefit adds up to $3,480 a year for each child who qualifies for the disability tax credit.
How income reduces the CCB
The maximum is paid at AFNI up to $38,237. Above that, the benefit is reduced by a percentage of the income over the threshold, and the percentage drops again above $82,847:
| Number of children | Reduction from $38,237 to $82,847 | Reduction above $82,847 |
|---|---|---|
| 1 | 7% | 3.2% |
| 2 | 13.5% | 5.7% |
| 3 | 19% | 8% |
| 4 or more | 23% | 9.5% |
BC Family Benefit
The BC Family Benefit pays up to $1,750 a year for your first child, $1,100 for the second and $900 for each additional child (July 2026 to June 2027). Families with an AFNI under $30,176 get the maximum. Above that, the benefit falls by 4% of the extra income, down to a guaranteed minimum of $775, $750 and $725. That minimum is itself reduced to zero above $96,562. Low-income single parents may receive a supplement of up to $500.
Three examples
| Family | AFNI | CCB per year | BC Family Benefit per year | Total per month |
|---|---|---|---|---|
| One child under 6 | $45,000 | $7,683.59 | $1,157.04 | $736.72 |
| Two children (under 6 and 6 to 17) | $80,000 | $9,401.99 | $1,525.00 | $910.58 |
| Same two children | $120,000 | $6,899.93 | $587.48 | $623.95 |
Ways to protect your benefit
- File your return every year, even with no income. The CRA recalculates in July.
- Report changes in marital status, custody or number of children promptly.
- RRSP and FHSA deductions lower your net income and can raise both benefits.
- Both spouses' incomes count. Use the CCB calculator or the BC Family Benefit calculator to compare scenarios.
Calculate your CCB and BC Family Benefit →
Frequently asked questions
When is the CCB paid?
Monthly, usually on the 20th. The CRA recalculates every July using your previous year's tax return.
Do I have to apply for the BC Family Benefit separately?
No. If your child is registered for the CCB and you file your tax return, the CRA pays the BC Family Benefit automatically.
Does the CCB count as taxable income?
No. The CCB and BC Family Benefit are tax-free.
What if my income drops this year?
Benefits are based on last year's income. Tell the CRA about a significant change in your situation, and file your return promptly so payments update in July.